See what carriers will flag — 90 days before they do.

BindLedger still gives you value on day one, even when a carrier is new to your workflow. You can parse the supplement, break every question into a control, assign an owner, separate what is scannable from what needs human evidence, and start collection immediately. When a new carrier mapping ships, the evidence you already collected carries forward — BindLedger applies existing evidence to the new question set, shows what transfers, and isolates only the net-new gaps.

Yes. Start with a single domain for free, then move to portfolio-level triage when you want to work your full book. Sweep the book, sort accounts into straight-through, evidence-needed, and remediation-needed, then start collection only where it will change the renewal outcome.

Carrier-bundled scanning tools are useful, but they support one carrier's quote path and one carrier's appetite. BindLedger is built for the broker workflow that starts before the market is final. It keeps the scan carrier-independent, then adds what carrier scanners don't solve: routing questions to the right owner, collecting manual evidence, tracking freshness, and reusing evidence across renewals and carriers.

Ninety days is the right default. That gives enough time to triage, collect missing proof from the MSP or client, and leave room for remediation. Move earlier — 120 days — when the account is larger, the insured is changing markets, the carrier supplement is new, or gaps involve slower work like MFA rollout or incident response documentation.

The broker owns the renewal strategy: market selection, supplement triage, packet review, and underwriting follow-up. The MSP or IT team owns the technical proof: MFA enforcement, backup evidence, endpoint protection, email security, patching, and remediation. The insured owns business-process answers and final sign-off: wire transfer controls, HR/training attestations, incident response ownership, and application accuracy.